Fort Lauderdale Personal Injury Lawyers

When life hurts, we make it personal.

In a city as busy and fast-paced as Fort Lauderdale, serious accidents can happen at any time. Car crashes on I-95, boating incidents on the Intracoastal, or slip-and-falls in bustling commercial areas can all leave victims with catastrophic injuries that change their lives forever. In these moments, injured individuals often turn to insurance companies for help, only to discover that insurers are more interested in protecting their bottom line than protecting innocent victims of negligence.

At Ansel & Miller, our Fort Lauderdale personal injury lawyers have decades of experience taking on powerful insurance companies and winning. We know their tactics, we understand their playbook, and we are relentless in holding them accountable for fair compensation. Clients choose our firm because we do not treat their case as a number. We take on the serious cases that matter most, work closely with clients at every stage, and fight tirelessly to make sure they are not taken advantage of when they are at their most vulnerable.

How Insurance Companies Fight Injury Claims

When someone suffers a catastrophic injury in Fort Lauderdale because of another’s negligence or misconduct, the responsible party’s insurance company is supposed to step in and provide coverage. In reality, insurers often spend more time trying to avoid liability than providing support. Common strategies include:

Disputing liability: Insurance companies frequently claim that their insured driver, property owner, or employer was not responsible for the accident, even in clear-cut cases.
Minimizing the injury: Adjusters may argue that your injuries are not as severe as claimed or that they are unrelated to the accident.
Exploiting Florida’s comparative negligence law: Under state law, if an injured person is found partially at fault for the accident, their compensation can be proportionately reduced or barred entirely. Insurers often exaggerate a victim’s share of fault to cut payouts.
Offering quick settlements: One of the most common tactics is to push a settlement offer immediately after the accident, before the injured person has spoken to a lawyer. These offers don’t reflect the true cost of medical treatment, lost income, or long-term care needs, but insurers take advantage of their superior knowledge and bargaining position to convince the victim that it is a fair offer.

These strategies are designed to protect profits, not people. Without strong legal representation, injured individuals risk losing out on the compensation they need to cover medical bills, replace lost wages, and rebuild their lives.

The Role of an Experienced Fort Lauderdale Injury Lawyer

Facing an insurance company alone is like stepping into the ring against a trained fighter without any preparation. They have professionals, attorneys, and teams of adjusters working to protect them. You need someone equally skilled working for you.

Ansel & Miller provides that balance of power. We level the playing field by:

Conducting thorough investigations to establish liability with evidence that insurers cannot ignore
Working with medical experts to document the full scope of an injury and its long-term impact
Challenging insurers when they try to shift blame under comparative negligence rules
Negotiating aggressively, backed by a willingness to go to trial if a fair settlement is not offered

Because we focus on serious cases, our attorneys devote the necessary time, resources, and attention to detail to build the strongest claim possible. This level of preparation not only strengthens settlement negotiations but also positions our clients for success in court when litigation is necessary.

Catastrophic Injuries and Their Costs

The stakes are particularly high in cases involving catastrophic injuries such as traumatic brain injuries, spinal cord damage, severe burns, amputations, or permanent loss of vision. These cases involve more than short-term medical bills; they affect a client’s entire future. Costs may include:

Lifelong medical treatment and rehabilitation
Assistive devices, home modifications, or mobility support
Loss of income and earning capacity
Emotional and psychological suffering
Loss of enjoyment of life and independence

Insurance companies know how expensive these claims are and work hard to limit their exposure. That is why victims in Fort Lauderdale need a law firm that understands catastrophic injury cases, has a track record of results, and is willing to go the distance to secure justice.

Florida Comparative Negligence: A Tool for Insurers

Florida’s comparative negligence law is one of the most powerful tools insurers use against victims. If an injured person is deemed more than 50% responsible for the accident, they cannot recover damages. Even if their share of fault is less than 50%, their recovery is reduced proportionally.

For example, if an accident results in $500,000 in damages but the insurer convinces a jury that the victim was 40% at fault, the recovery would be reduced to $300,000. Insurers exploit this law aggressively, often overstating a victim’s responsibility to slash payouts.

Ansel & Miller has decades of experience countering these arguments. We carefully reconstruct accidents, consult with experts, and present evidence that keeps the focus where it belongs—on the negligence of the at-fault party.

Why Fort Lauderdale Families Trust Ansel & Miller

What sets our firm apart is not just our skill, but our approach. At Ansel & Miller, clients are not shuffled between staff members or left wondering who is handling their case. Every client works directly with their attorney and paralegal from start to finish. We take the time to get to know our clients, to understand their needs, and to build lasting relationships rooted in trust.

We also limit our caseload to focus on the most serious matters. This ensures that every case receives the personal attention and dedication it deserves. For our attorneys, this work is not just a profession; it is a calling. We fight for clients because we care deeply about justice, accountability, and the well-being of the families we serve.

Contact Our Fort Lauderdale Personal Injury Lawyers

If you or a loved one has suffered a serious injury in Fort Lauderdale, do not let an insurance company decide what your future is worth. The sooner you involve a lawyer, the stronger your case will be, and the harder it will be for insurers to take advantage of you.

At Ansel & Miller, we have the experience, dedication, and proven results needed to secure justice and full compensation in catastrophic injury cases.

When life hurts, we make it personal. Contact us today for a free consultation and let us stand by your side as you move forward.